TOR: Technical Assistance for Water and Sanitation Microlending in Ecuador


WaterEquity is the first asset manager exclusively focused on solving one of the most urgent issues of our time—the global water and sanitation crisis. WaterEquity invests in financial institutions and enterprises in emerging markets, delivering access to safe water and sanitation to low-income consumers, while offering an attractive financial risk-return profile to investors.

WaterEquity is a close partner of, a global nonprofit organization working to bring water and sanitation to the world. has decades of expertise supporting financial institutions (FIs) to develop microloan products for water and sanitation.  These microloans enable households to purchase or construct WSS facilities household water supply and sanitation (WSS) facilities, such as toilets and water tanks.

In Ecuador, WaterEquity and are partnering to offer investment alongside technical assistance to FIs in the country interested in developing a WSS microloan product. WaterEquity and are seeking a consultant who can support this project and provide direct support to at least one FI in Ecuador, with the potential to expand to additional FIs.


The WaterEquity / Ecuador Consultant will be responsible for supporting the execution of current projects in Ecuador with specific tasks and responsibilities assigned for each project. These will include:

Current Technical Assistance Project:

  • Manage day-to-day relationship with partner FI, for example through weekly check-ins, assisting with training sessions, sharing tools and materials, etc.
  • Support the development of training materials based on the technical assistance needs of our Ecuador partners.
  • Conduct monthly performance reports for projects in the country to demonstrate impact as defined by specific project deliverables. Provide data/input as needed on the status of our projects.

Network and Assist New Projects

  • Network with potential WSS stakeholders, and create a robust list of institutions interested in collaboration with our partner FIs to develop robust WSS products and portfolios (i.e. NGOs, government, etc.).
  • Communicate the opportunity in WSS microlending and the services that WaterEquity and offer to potential partners and industry stakeholders in meetings or events as needed.
  • Develop work plans for technical assistance implementation, in conjunction with the FIs, for new projects that arise.

The assignment will require frequent interaction with counterparts in financial institutions and WSS suppliers such as municipal governments, district governments and WSS suppliers. Travel within Ecuador will be required to accomplish the responsibilities of this assignment.


  • Bachelor’s degree in social sciences, economics, anthropology, international relations or related field required; relevant Master’s degree preferred but not required
  • Minimum of five years of experience working in on related activities is required. Experience in the financial inclusion is a must and water sector experience is a plus.
  • Proven ability to effectively design and manage technical assistance or capacity building programs, particularly in the financial or WSS sectors. Familiarity with the activities required for loan product development and scaling preferred; banking or financial sector consulting experience and/or experience in training staff or implementing training programs preferred
  • Experience in designing new interventions, products, or services; experience in Human-Centered Design (HCD) a strong plus
  • Minimum of three years of experience managing projects and tracking activities and expenditures against work‐plan and budget
  • Exceptional organizational skills, attention to detail, resourcefulness, and ability to multi‐task and adjust to changing priorities
  • Required native fluency in Spanish, preferred fluency in English
  • Innovative mind‐set oriented toward constructive problem‐solving and collaboration with stakeholders from various sectors
  • Ability to travel within Ecuador, and possibly other countries in Latin America and the United States, as needed.


The consultancy assignment will be for a period of 12 months, and is expected to start on February  1, 2022.    Contract structuring, either based on deliverables or time plus expenses, is flexible based on the consultant’s expertise, availability, and mutual preferences.


Consultants interested in this opportunity should submit the following information to and include Ecuador Consultant in the subject line:

  • CV or resume
  • Cover Letter describing your previous experience
  • Examples of 2-3 relevant projects completed in the past, with your reference’s contact information for each
  • Availability (for example, provide an estimated number of hours available per month)
  • Daily rate or compensation expectations

Applications may be submitted in English or in Spanish.

WaterEquity and will review information as it is received and will reach out to qualified parties to learn more.

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